How to activate borrowing

To open Jiebei, you need to meet the conditions of real-name authentication, Zhima credit score and bank card binding. The activation steps are: real-name authentication, check borrowing, assess credit status, and bind bank card. Note: Use your personal information for authentication, maintain a good credit record, and pay your bills on time to avoid bad credit records.

How to open Jiebei

Jiebei is a personal small loan product under Ant Financial. You need to meet the following conditions:

1. Real-name authentication

• Use your personal identity to verify your Alipay account.

2. Sesame Credit Score reaches the standard

• Sesame Credit Score reaches a certain score, usually more than 600 points.

3. Bind a bank card

• Bind a savings card in your name.

Activation steps:

1. Open Alipay APP and click "Sesame Credit" in the upper right corner of the homepage.
2. Go to the Sesame Credit page and click "Borrow" under "View Common Services".
3. Assess credit status. Alipay will automatically evaluate your credit status. Once the activation conditions are met, "Open to borrow" will be displayed.
4. Bind bank card, enter the bank card information, and the activation can be completed after the binding is completed.

Note:

• Real-name authentication is required to open Borrower, please make sure to use your personal information.
• Sesame credit score will affect the borrowing amount and interest rate. Please maintain a good credit record.
• Borrowing is a credit loan, and you must repay it on time to avoid a bad credit record.

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