What are the payment software?

Payment software includes: 1. WeChat, WeChat Pay is a third-party payment platform dedicated to providing users and enterprises with safe, convenient and professional online payment services; 2. Alipay is a third-party payment platform ; 3. Cloud QuickPass is a mobile payment APP jointly developed, constructed, maintained and operated by China UnionPay and various commercial banks, payment institutions and other industry parties; 4. Yipay is a third-party service platform under Tianyi E-Commerce Co., Ltd. ; 5. QQ, QQ Wallet is a mobile payment brand based on Tencent QQ, providing APP payment, scan code payment and other payment methods.

The operating environment of this tutorial: Windows 7 system, Dell G3 computer.

Mobile payment allows us to pay cash without holding a wallet or swiping a card. We only need to hold the mobile phone to pay, which is very convenient. So what are the mobile payment software?

Payment software includes:

1. WeChat

WeChat Pay is a subsidiary of Tencent Group A third-party payment platform dedicated to providing users and enterprises with safe, convenient and professional online payment services. With the core concept of "WeChat payment, more than just payment", it has created a variety of convenient services and application scenarios for individual users.

WeChat Pay provides professional collection capabilities, operational capabilities, fund settlement solutions, and security for all types of enterprises and small and micro merchants. Users can use WeChat Pay to shop, eat, travel, seek medical treatment, pay utility bills, etc. Enterprises, products, stores, and users have been connected through WeChat, making smart life a reality.

WeChat Pay has implemented card payment, scan code payment, official account payment, and APP payment, and provides new marketing tools such as corporate red envelopes, vouchers, and instant discounts to meet the different payment scenarios of users and merchants.

• Public account payment

  Complete payment on the merchant page in WeChat

• APP payment

  In the APP, launch WeChat and complete the payment

• Scan the QR code to pay

  Use WeChat to scan the QR code and complete the payment

• Pay with card

  The user displays the barcode, and after the merchant scans it, the payment is completed

• Mini program payment

  Complete on the mini program merchant page within WeChat Payment

• Face-swiping payment

  The user completes the payment by swiping his or her face using the facial recognition device

• H5 payment

  The scenario where a user requests WeChat payment from a mobile browser other than WeChat evokes WeChat payment

2. Alipay (third-party payment platform)

Alipay (China) Network Technology Co., Ltd. was established in 2004. It is a domestic third-party payment platform dedicated to providing "simple, safe, fast and convenient" payment solutions for enterprises and individuals. Since its establishment in 2004, Alipay has always regarded "trust" as the core of its products and services. It has two independent brands, "Alipay" and "Alipay Wallet". Since the second quarter of 2014, it has become the world's largest mobile payment manufacturer.

Alipay has established strategic partnerships with more than 180 banks at home and abroad, as well as international organizations such as VISA and MasterCard, becoming the most trusted partner of financial institutions in the field of electronic payment.

Main functions:

• 1. Support Yu'e Bao, financial management income can be viewed at any time;

• 2. Support various scenarios Relationship, group chat and group payment are more convenient;

• 3. Provide local life services, pay for the bill and enjoy discounts;

• 4. For children Parents establish a family account;

• 5. Check Taobao bills, account balances, and logistics information anytime and anywhere;

• 6. Free inter-bank transfers to other places, Credit card repayment, recharge, water, electricity and gas bills;

• 7. Credit card repayment, payment, bill payment, phone bill recharge, and smart reminders for card and coupon information;

• #8. Walking Donation supports access to iPhone health data. You can walk and interact healthily with your friends, and you can also participate in charity.

• 9. Ant Forest obtains energy through a specific method. The energy can grow into a tree. Once grown, a physical tree can be planted in a certain area in reality.

3. Cloud QuickPass

Cloud QuickPass is an APP, a non-cash payment mobile transaction settlement tool, which is popular among Chinese people. Under the guidance of the bank, China UnionPay joined hands with commercial banks, payment institutions and other industry parties to jointly develop, build, maintain and operate the mobile payment APP, which was officially released on December 11, 2017.

Cloud QuickPass APP has three core functions: collection and payment, enjoying discounts, and card management. Cloud QuickPass APP is the same as UnionPay Mobile QuickPass and UnionPay QR code payment. UnionPay’s three major mobile payment products.

4. Wing Pay

Yipay is a third-party service platform under Tianyi E-Commerce Co., Ltd. In 2011, it was awarded a third-party payment license by the Central Bank. It cooperates and explores with China UnionPay based on interconnection, and realizes integration with QuickPass, Alipay, WeChat Pay, etc. Scan the payment code for mutual recognition. Yi Pay targets 70 million monthly active users, providing services such as livelihood payment, consumer shopping, and financial management. Relying on cloud computing, big data, artificial intelligence and other technologies, it works with partners to empower more than 10 million offline merchant stores and 170 Yujia is a well-known online e-commerce company.

Adhering to the concept of "responding to supervision, serving people's livelihood, resource sharing, and win-win cooperation" and focusing on the core product strength of "openness, safety, and convenience", Yipay insists on communicating and integrating through service investment and product upgrades. business practices to promote digital transformation of business services.

As a digital life service platform under China Telecom, Yipay APP is committed to providing users with comprehensive mobile payment services through convenient payment functions and rich usage scenarios. Payment business.

• [Life payment] Here, you can recharge water, electricity, gas and phone bills and pay with one click;

• #[Shopping] Here, you can get discounts from surrounding merchants Pay quickly and enjoy;

• [Financial Insurance]Here, carefully manage financial residents insurance, comprehensive protection;

• [Social Welfare]Here Here, we help farmers become rich, consume, and make positive contributions.

5. QQ

QQ Wallet - China's leading third-party payment platform

QQ Wallet is based on Tencent QQ A mobile payment brand, QQ Wallet provides payment methods such as APP payment, scan code payment, and NFC payment. QQ Wallet combines QQ products and settled merchants to provide services such as movie performances, lifestyle shopping, financial management, transportation, game recharge, etc., comprehensively creating a pan-entertainment young consumer field, and is the first choice for mobile payment.

6. Zhongyintong Payment

The Android version of Zhongyintong Payment app is a very convenient payment software that allows people to pay transactions quickly and has a variety of applications. Trading Rules. The software also provides very real-time financial management activities and management of your bank card.

Features:

• 1. Home page: Newly upgraded home page, more useful releases;

• 2. Highly recommended layout: best-selling products, latest discounts, faster grasp;

• 3. Card manager: credit card under the account, one-click association;

• 4. QR code: UnionPay QR code is applicable, making payment more convenient and faster;

• 5. Outlet inquiry: 9 major provinces and regions, More than 1,600 business outlets, one-click viewing;

Company profile:

China Yintong Payment Provider Co., Ltd. (hereinafter referred to as China Yintong) was founded in September 2009 , with a registered capital of 450 million RMB, and its registered address is Shanghai.

China Yintong is a joint venture established by Bank of China and UnionPay Commerce under the guidance of the People's Bank of China. It is the only franchise company in the region that regulates the issuance of prepaid cards in the financial industry.

China Yintong focuses on creating a cross-industry payment application platform based on equity investment funds and corporate operations, and is building an independent innovative operating model in the online financial industry, striving to bring customers a systematic payment-focused system , diversified and integrated comprehensive financial information service solutions.

7. OK payment

OK payment is a financial mobile phone software developed by Bailian E-commerce Co., Ltd. It is available on Ios and Android.

OK payment is a mobile payment application that can conveniently query and use OK cards. It is a portable butler of OK cards. You can also obtain the information provided by Bailian E City at any time. Recharge payment and merchant inquiry services.

8. Wanpay

Wanpay app is a very practical and multifunctional handheld life payment software. The main function of the Wanpay app is to provide users in Gansu with a variety of convenient life services, such as paying living expenses, and it can also be used as a mobile payment platform.

Wanpay app is a city card software designed for Lanzhou citizens. It provides TV payment, electricity payment, communication payment, bus card recharge and other functions through mobile phones. By swiping the bus card, personal historical consumption information is recorded in detail, and the latest relevant announcements and notices are updated in a timely manner.

Wanpay APP is a mobile app developed for customer convenience. It is for the convenience of cardholders who can promptly report the loss of their cards or inquire about Gansu Card account information, recharge details, consumption details and other related information after logging in.

Wan payment software functions

• Electronic card

• ## This 全 心 心

Customer service provides you with one-stop online service

• Business processing

##9. PayPal

PayPal is a safe and fast payment tool suitable for international transactions. It is officially developed and launched by paypal mobile. Its status is similar to domestic Alipay. Register as PayPal Users can easily pay for goods and services, transfer money to corresponding users through contacts or email addresses, and manage their monthly bills easily through this application.

Supports binding of debit or credit cards such as Visa, MasterCard, UnionPay, American Express, Discover, etc., and most mainstream banks on the market also support PayPal cash withdrawals, more than Used by 200 million users around the world, you can shop around the world without leaving home. It supports payment in 25 currencies and follows PayPal's efficient, fast and safe guarantee.

Software Features

1. Send payments securely

• Through round-the-clock transaction monitoring, secure encryption technology and Anti-fraud services give you peace of mind every time you make a payment.
  2. Protect your shopping
• When you pay with PayPal, eligible transactions can enjoy buyer protection. For full details of the rules, please visit the PayPal website.
  3. Global payments are easier
• The PayPal mobile payment application allows you to pay easily around the world.
  4. Manage payments with ease
• Your PayPal mobile payment app makes it easier to track and monitor every PayPal transaction.
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