微信支付，企业号支付个人，php实现

/*微信支付*/    'PAY_WEIXIN'                => array(        'appid'                 => 'xxx',        'appsecret'             => 'xxxxx',        'mchid'                 => '1283301801',                                                //商户号        'key'                   => 'zhudianbaodiandodozhudianbao0527',                          //商户支付秘钥        'apiclient_cert'        => 'Conf/cert/apiclient_cert.pem',                              //商户证书apiclient_cert.pem        'apiclient_key'         => 'Conf/cert/apiclient_key.pem',                               //商户证书apiclient_key.pem    )

/**    *     作用：使用证书，以post方式提交xml到对应的接口url    */    function postXmlSSLCurl($xml, $url, $second, $cert, $key)    {        $ch = curl_init();        //超时时间        curl_setopt($ch,CURLOPT_TIMEOUT,$second ? $second : $this->timeout);        //这里设置代理，如果有的话        //curl_setopt($ch,CURLOPT_PROXY, '8.8.8.8');        //curl_setopt($ch,CURLOPT_PROXYPORT, 8080);        curl_setopt($ch,CURLOPT_URL, $url);        curl_setopt($ch,CURLOPT_SSL_VERIFYPEER,FALSE);        curl_setopt($ch,CURLOPT_SSL_VERIFYHOST,FALSE);        //设置header        curl_setopt($ch,CURLOPT_HEADER,FALSE);        //要求结果为字符串且输出到屏幕上        curl_setopt($ch,CURLOPT_RETURNTRANSFER,TRUE);        //设置证书        //使用证书：cert 与 key 分别属于两个.pem文件        //默认格式为PEM，可以注释        curl_setopt($ch,CURLOPT_SSLCERTTYPE,'PEM');        curl_setopt($ch,CURLOPT_SSLCERT,$cert);        //默认格式为PEM，可以注释        curl_setopt($ch,CURLOPT_SSLKEYTYPE,'PEM');        curl_setopt($ch,CURLOPT_SSLKEY, $key);        //post提交方式        curl_setopt($ch,CURLOPT_POST, true);        curl_setopt($ch,CURLOPT_POSTFIELDS,$xml);        $data = curl_exec($ch);        //返回结果        if($data){            curl_close($ch);            return $this->xmlToArray($data);        }        else {            $error = curl_errno($ch);            echo "curl出错，错误码:$error"."<br>";             curl_close($ch);            return false;        }    }

//企业向个人付款    public function payToUser($params, $key, $apicent_cert, $apiclient_key) {        $url = 'https://api.mch.weixin.qq.com/mmpaymkttransfers/promotion/transfers';        //检测必填参数        if($params["partner_trade_no"] == null) {   //            exit("退款申请接口中，缺少必填参数partner_trade_no！"."<br>");        }elseif($params["openid"] == null){            exit("退款申请接口中，缺少必填参数openid！"."<br>");        }elseif($params["check_name"] == null){             //NO_CHECK：不校验真实姓名 FORCE_CHECK：强校验真实姓名（未实名认证的用户会校验失败，无法转账）OPTION_CHECK：针对已实名认证的用户才校验真实姓名（未实名认证用户不校验，可以转账成功）            exit("退款申请接口中，缺少必填参数check_name！"."<br>");        }elseif(($params["check_name"] == 'FORCE_CHECK' or $params["check_name"] == 'OPTION_CHECK') && ($params["re_user_name"] == null)){  //收款用户真实姓名。            exit("退款申请接口中，缺少必填参数re_user_name！"."<br>");        }elseif($params["amount"] == null){            exit("退款申请接口中，缺少必填参数amount！"."<br>");        }elseif($params["desc"] == null){            exit("退款申请接口中，缺少必填参数desc！"."<br>");        }        $params["mch_appid"] = $this->appid;//公众账号ID        $params["mchid"] = $this->mchid;//商户号        $params["nonce_str"] = $this->createNoncestr();//随机字符串        $params['spbill_create_ip'] = $_SERVER['REMOTE_ADDR'] == '::1' ? '192.127.1.1' : $_SERVER['REMOTE_ADDR'];//获取IP        $params["sign"] = $this->getSign($params, $key);//签名        $xml = $this->arrayToXml($params);        return $this->postXmlSSLCurl($xml, $url, false, $apicent_cert, $apiclient_key);    }

private function _enterprisePay($number, $member_id, $amount, $desc)    {        // 获取openid        $wxuser_id = M('Member')->where(array('id' => $member_id))->getField('wxuser_id');        $openid    = M('Wxuser')->where(array('id' => $wxuser_id))->getField('openid');        $pay = C('PAY_WEIXIN');        import('@.Action.WxDevelop');        $enterprise = new WxEnterprise($pay['appid'], $pay['appsecret'], $pay['mchid']);        $params = array(            'partner_trade_no' => $number,            'openid' => $openid,            'check_name' => 'NO_CHECK',            'amount' => $amount, // 总计            'desc' => $desc,        );        $result = $enterprise->payToUser($params, $pay['key'], $pay['apiclient_cert'], $pay['apiclient_key']);        return $result;    }

private function _handle($truename, $price) { // 处理分销商提现        $withdrawid = date("ymdHis") . strval(rand(1000, 9999));        $data = array('withdrawid' => $withdrawid, 'store_id' => $this->store_id, 'member_id' => $this->member_id, 'truename' => $truename, 'price' => $price, 'addtime' => time());        //免审核        if ($price >= C('withdraw_uncheck_value')) {            $data['need_check'] = 0;            $data['status'] = 1;            if ($this->withdrawModel->add($data)) {                $result = $this->_enterprisePay($withdrawid, $this->member_id, $price * 100, '分销商(' . $truename . ')提现');                //遇到支付信息出错，转为需审核提现                if ($result['return_code'] != 'SUCCESS') {                    $this->withdrawModel->where(array('withdrawid' => $withdrawid))->save(array('need_check' => 1, 'status' => 0));                    $this->assign('success', 2);                }                else {                    //设置微信交易号                    $this->withdrawModel->where(array('withdrawid' => $withdrawid))->save(array('payment_no' => $result['payment_no']));                    //增加佣金流水，待修复                    $data = array('store_id' => $this->store_id, 'user_type' => 2, 'user_id' => $this->shop_id, 'trade_type' => 2, 'trade_no' => $withdrawid, 'price' => -$price, 'status'=> 1,  'message' => $truename.'提现', 'addtime' => time());                    M('Twitter_log')->add($data);                    //减少相应可提佣金                    M('Member')->where(array('id' => $this->member_id))->setInc('money', -$price);                    $this->assign('success', 1);                    //发送佣金变动消息                    import('@.Action.Tmplmsg');                    $tmplmsg = new Tmplmsg();                    $tmplmsg->send(Tmplmsg::PRICE_CHANGE, $this->member_id, array('token' => $this->token, 'intro' => '分销佣金提现转出', 'price' => $price, 'business' => BUSINESS));                }            }            else {                $this->error('提现信息错误!');            }        }        //需要审核        else {            $this->withdrawModel->add($data);            $this->assign('success' , 2);        }    }

<xml><mch_appid>wxe062425f740c30d8</mch_appid><mchid>10000098</mchid><nonce_str>3PG2J4ILTKCH16CQ2502SI8ZNMTM67VS</nonce_str><partner_trade_no>100000982014120919616</partner_trade_no><openid>ohO4Gt7wVPxIT1A9GjFaMYMiZY1s</openid><check_name>OPTION_CHECK</check_name><re_user_name>张三</re_user_name><amount>100</amount><desc>节日快乐!</desc><spbill_create_ip>10.2.3.10</spbill_create_ip><sign>C97BDBACF37622775366F38B629F45E3</sign></xml>

<xml><return_code><![CDATA[SUCCESS]]></return_code><return_msg><![CDATA[]]></return_msg><mch_appid><![CDATA[wxec38b8ff840bd989]]></mch_appid><mchid><![CDATA[10013274]]></mchid><device_info><![CDATA[]]></device_info><nonce_str><![CDATA[lxuDzMnRjpcXzxLx0q]]></nonce_str><result_code><![CDATA[SUCCESS]]></result_code><partner_trade_no><![CDATA[10013574201505191526582441]]></partner_trade_no><payment_no><![CDATA[1000018301201505190181489473]]></payment_no><payment_time><![CDATA[2015-05-19 15：26：59]]></payment_time></xml>

<xml><return_code><![CDATA[FAIL]]></return_code><return_msg><![CDATA[系统繁忙,请稍后再试.]]></return_msg><result_code><![CDATA[FAIL]]></result_code><err_code><![CDATA[SYSTEMERROR]]></err_code><err_code_des><![CDATA[系统繁忙,请稍后再试.]]></err_code_des></xml>