AI technology changes fraud, new scams are coming, and the fraud success rate is close to 100%

This article is reproduced from [Ministry of Industry and Information Technology Anti-Fraud Special Class];

Recently, a female Internet celebrity with millions of fans broke out about an "AI face-changing" incident. The female Internet celebrity said that her video comment section suddenly flooded with people claiming to have seen her "video", but she had never posted such a video.

She opened this video with confusion, and found that the girl in it looked exactly like her, but was doing some indescribable actions, which made her feel very angry and helpless. She then realized that her face might have been stolen by artificial intelligence (AI).

AI technology is developing rapidly. I don’t know if you have played with AI face-changing, which has become very popular recently.

You only need to provide a photo with a face, and you can replace yourself with the male (female) protagonist in a video or TV series, and the degree of realism is very high, without any sense of violation.

The following are sentences rewritten in other wordings: - This is the effect of putting Lu Han's face into Liu Yifei's "Little Dragon Girl" character. - The result below is obtained by putting Lu Han's face into the character of "Little Dragon Girl" played by Liu Yifei. - Putting Lu Han's face in the role of "Little Dragon Girl" played by Liu Yifei, this is the effect below. - The effect below shows the result of embedding Lu Han's face into the character "Little Dragon Girl" played by Liu Yifei. - This is what you get by inserting Lu Han's face into Liu Yifei's "Little Dragon Girl" character. If I hadn't watched "The Legend of the Condor Heroes" beforehand, I would have thought it was me.

Common techniques for AI fraud

The first type: sound synthesis

Scammers extract someone’s voice through harassing phone recordings, etc., and then synthesize the voice after obtaining the material, so that they can deceive the other party with a fake voice.

Case

Finance Xiao Wang of a company received a call from his leadership, requesting him to immediately transfer 20,000 yuan to the supplier, and sent the transfer information by email. The reason for the transfer was to avoid paying late fees. After being deceived, Xiao Wang realized that because the boss's voice sounded similar, he actually believed it and completed the transfer within an hour.

Second type: AI face changing

The human face effect makes it easier to gain the trust of the other party. Scammers use AI technology to change their faces. They can pretend to be anyone, and then confirm the information through video. It is really hard to detect!

First, scammers will analyze different types of information posted by the public online and use AI technology to screen the target groups needed to implement the scam. Use AI to change faces during video calls to gain trust.

Case

Recently, Xiao Li’s college classmates borrowed money from her through QQ. Xiao Li received a four- to five-second video call from the other party and after confirming that the caller was himself, he transferred 3,000 yuan without hesitation. She felt strange and called the other party's number again. She found out that her classmate's account had been stolen, so she reported the case. The police determined that the video was probably someone's face changed.

Third type: Forward WeChat voice

WeChat voice can also be forwarded, this operation is simple! After the scammers steal the WeChat account, they "borrow money" from their friends. In order to gain the trust of the other party, they will forward the previous voice messages and then defraud the money.

Although WeChat does not have a voice forwarding function, they implement voice forwarding by extracting voice files or installing unofficial versions (plug-ins).

Fourth method: Screening the defrauded people through AI technology

Scammers do not cast a wide net aimlessly, but target specific targets with ulterior motives. They will screen the crowd based on the deception they want to implement to select the target.

For example: When committing financial fraud, friends who often collect investment information will become their potential targets.

Using AI technology, coupled with the interpretation of routines and scripts, can you friends withstand this kind of fraud?

How to prevent?

HOME

In the face of fraud using new means such as AI artificial intelligence, we must keep the following points in mind:

Multiple verification, confirm identity

01

When it comes to transfer transactions and other activities, friends should pay special attention to it. You can confirm whether the other party is you through phone calls, videos, etc.

When the identity of the other party cannot be confirmed, you can set the payment time to "Arrival within 2 hours" or "Arrival within 24 hours" to allow for processing time. Try to ask for specific information over the phone to confirm whether the other person is the person you are calling.

Even if the other party uses artificial intelligence technology to commit fraud, we can still further determine the identity by asking some questions. It is recommended that you use bank transfer instead of transferring money through social software such as WeChat to reduce risks. On the one hand, it is helpful to verify the identity of the other party, and on the other hand, it is also helpful to follow up the transfer information.

Protect information and avoid temptation

02

Strengthen the awareness of personal information protection. Friends should beware of various information leaks, whether on the Internet or social software, and try to avoid exposing too much of your information.

Be vigilant about advertisements, lottery winnings, friendship links and other links sent by unknown platforms, and do not fill in personal information at will to avoid being "precisely hunted" by scammers.

Remind each other and prevent together

03

These high-tech fraud methods have confused many friends. Police Shu Li also reminds everyone to remind and warn relatives and friends around you to improve their security awareness and ability to deal with high-tech fraud, so as to jointly prevent being deceived.

Do a good job in publicity and prevention work for the elderly at home. For the elderly, they should put down the phone immediately after receiving a call or text message and call their family members again to confirm to avoid rash transfers.

Reject temptation and be vigilant

04

My friends must learn to refuse temptation and be vigilant. Avoid taking advantage and be wary of strangers showing unwarranted courtesy.

If you don’t know the tricks of scammers in advance, the possibility of being deceived is very high. Again:

The fact that you haven't been deceived yet is not because you are smart or because you have no money, but because the "script" that suits you is still on the way.

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