To open Huabei, you need to meet the following conditions: registered Taobao account, real-name authentication, good credit record, and active Taobao usage record. The specific activation steps are: 1. Open Taobao, click "My" - "Huabei" - "Activate Now". 2. Complete real-name authentication and credit assessment. 3. Waiting for review, it usually takes 1-3 working days.
Huabei activation conditions
How to activate Huabei?
To open Huabei, you need to meet the following conditions:
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Registered Taobao account: and the account is in a normal state and has not been frozen or canceled.
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Real-name authentication: Need to pass Taobao real-name authentication and bind a mobile phone number.
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Have a good credit record: Sesame credit score reaches a certain score, usually above 600 points.
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Active Taobao usage record: Frequently shop or consume on Taobao and have no bad records.
Specific activation steps:
- Open Taobao APP or website.
- Click "My"-"Huabei".
- Click "Open Now".
- Complete the real-name authentication and credit assessment according to the prompts.
- Waiting for review, it usually takes 1-3 working days.
- You can use Huabei after passing the review.
Other notes:
- After Huabei is activated, the limit will be adjusted based on your credit situation and consumption record.
- Interest will be generated when you use Huabei to consume. The specific interest rate depends on your credit rating.
- Repaying your bills on time can maintain a good credit record and increase your Huabei limit.
- Late repayment will affect your personal credit report and may cause Huabei to be frozen or cancelled.
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