Is there a grace period for JD gold bars?

Is there a grace period for Jingdong gold bars?

Answer: Yes

Details of grace period:

Jingdong Gold Bar provides a 7-day grace period, that is, repayment within 7 days from the day after the repayment date will not be considered overdue.

How to use the grace period:

• On the repayment date, JD Finance APP will push a repayment reminder to you.
• Click on the repayment reminder to enter the repayment page.
• Select "Grace Repayment".
• Complete the grace application according to the prompts.

Notes on the grace period:

• The grace period is limited to the amount owed that has not been repaid on that day.
• During the grace period, interest will still be calculated as usual.
• After the end of the grace period, if the payment is still not made, it will be considered overdue and will incur penalty interest and affect your credit record.
• The grace period can only be used once for the same loan.
• The grace period is irrevocable and once the application is successful, it cannot be canceled.

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