Learn about the differences between USDC, USDT, and USD in one article
USDC (USD Coin), USDT (Tether) and US Dollar (USD) are three different financial instruments. USDC is backed by the U.S. dollar, has high stability, and is used for cryptocurrency trading and settlement. USDT claims to be backed by the U.S. dollar, but has stability issues. USD is a legal currency with high liquidity and is used for daily transactions and investments.

The difference between USDC, USDT and USD
USDC (USD Coin), USDT (Tether) and USD (USD) are three different financial instruments, each with unique characteristics and uses.
1. Underlying assets
- USDC: Secured by U.S. dollars and other cash equivalents held by its issuer Circle.
- USDT: Claims to be backed by U.S. dollars custodian by Tether Holdings, but lacks transparency and auditing.
- USD: Fiat currency issued by the U.S. government.
2. Stability
- USDC: has been audited regularly and is considered stable.
- USDT: Its stability has been questioned due to its lack of transparency and price decoupling events.
- USD: As a legal currency, its stability is guaranteed by the government, but is affected by factors such as inflation and monetary policy.
3. Purpose
- USDC: Mainly used as a settlement currency for cryptocurrency transactions and cross-border payments.
- USDT: is also widely used for cryptocurrency trading, but has received some criticism for its stability issues.
- USD: The universal currency used in daily trading and investing.
4. Legal status
- USDC: Supervised by US regulatory agencies.
- USDT: No clear regulatory framework.
- USD: Subject to US law.
5. Liquidity
- USDT: is currently one of the most liquid stablecoins.
- USDC: Liquidity is growing but still lower than USDT.
- USD: One of the most liquid currencies.
Conclusion
USDC, USDT and USD are financial instruments with different uses and characteristics. USDC is backed by the U.S. dollar and has high stability, while USDT lacks transparency and has stability issues. USD is the legal currency of the United States and is highly liquid, but is subject to inflation and other factors.
The above is the detailed content of Learn about the differences between USDC, USDT, and USD in one article. For more information, please follow other related articles on the PHP Chinese website!
Hot AI Tools
Undress AI Tool
Undress images for free
Undresser.AI Undress
AI-powered app for creating realistic nude photos
AI Clothes Remover
Online AI tool for removing clothes from photos.
Clothoff.io
AI clothes remover
Video Face Swap
Swap faces in any video effortlessly with our completely free AI face swap tool!
Hot Article
Hot Tools
Notepad++7.3.1
Easy-to-use and free code editor
SublimeText3 Chinese version
Chinese version, very easy to use
Zend Studio 13.0.1
Powerful PHP integrated development environment
Dreamweaver CS6
Visual web development tools
SublimeText3 Mac version
God-level code editing software (SublimeText3)
Hot Topics
1793
16
1736
56
1587
29
267
587
What is a blockchain browser? How to use it to track on-chain transaction data?
Jul 23, 2025 pm 11:54 PM
Blockchain browser is a must-have on-chain query tool for Web3 users. 1. It serves as a "search engine" in the decentralized world, allowing users to openly and transparently verify all records on the blockchain; 2. The core functions include querying transaction details, viewing account information, exploring block data and tracking smart contracts; 3. When tracking transactions, you need to obtain the transaction hash, select the browser corresponding to the public chain, and enter the hash to view the status, address, amount and fee details; 4. Confirm whether the transaction is successful through the browser is a key step to ensure the security of digital assets. Proficient use can help users better understand and participate in the blockchain ecosystem, thereby operating more safely and stably in the decentralized world.
What is the blockchain confirmation time? How to query the confirmation status of transactions on the blockchain?
Jul 23, 2025 pm 11:48 PM
Blockchain confirmation time refers to the time it takes for a transaction to be broadcasted to be packaged by a block and written to the chain. The confirmation speeds of different chains vary. 1. Bitcoin produces blocks on average in 10 minutes, and it is recommended to confirm 6 times to ensure security; 2. Ethereum produces blocks in about 12 seconds, and 1-3 times can be confirmed, and most transactions are completed within 1 minute; 3. The BSC chain block time is about 3 seconds, suitable for high-frequency trading; 4. The TRON tide block time is 1-3 seconds, suitable for real-time transfer; 5. The Polygon block time is about 2 seconds, with low fees, and is widely used in DeFi and NFT. Trading hash (TxID) is required for query and confirmation status. Recommended platforms include: 1. Ouyi OKX, which supports multi-chain transaction query; 2. Binance, suitable for BSC chain; 3. Huobi HT
What is a more common digital currency
Jul 23, 2025 pm 09:53 PM
Digital currency is a decentralized electronic currency based on blockchain technology. Its value is determined by market supply and demand. It is globally universal, transparent in transactions and has certain anonymity. 1. Binance is the largest platform in the world with transaction volume, providing rich currencies and a strong ecosystem. 2. OkX has a comprehensive product line, supporting derivatives trading and Web3 accounts, suitable for advanced users; 3. Huobi (Huobi/HTX) has a long history, is safe and stable, and is deeply trusted by old users; 4. Gat
2025 Cryptocurrency Market Outlook: How do policies, institutions and technological innovations affect trends?
Jul 23, 2025 pm 10:15 PM
In 2025, the cryptocurrency market will be driven by three major factors: clear policy supervision, in-depth institutional participation and technological innovation. 1. The United States may introduce a comprehensive crypto bill, and global regulatory coordination (such as the EU MiCA) will enhance the legitimacy of the industry; 2. Institutional funds will enter large-scale through compliant products such as Bitcoin and Ethereum ETFs, and exchanges such as Binance, OKX, Huobi, Gate.io and Coinbase will serve as core infrastructure to undertake institutional traffic; 3. The popularization of Layer 2 network will promote the scale of applications, and the tokenization of real-world assets (RWA) is expected to inject trillion-dollar liquidity into DeFi. The integration of AI and crypto will give birth to a new paradigm, jointly driving the growth of the industry's intrinsic value.
The stablecoin market ushers in major changes, and the US dollar stablecoin becomes the biggest winner
Jul 23, 2025 pm 10:27 PM
After experiencing the collapse of algorithmic stablecoins and stricter regulation, the US dollar stablecoin supported by fiat currency reserves has become the biggest winner in the market due to its high transparency and strong compliance, and its dominance has been consolidated. 1. Tether (USDT) has become the core trading pair of mainstream exchanges around the world such as Binance, Ouyi and Huobi with its maximum market value and extensive liquidity; 2. USD Coin (USDC) has won the favor of institutions for its high transparency and regular audits, and has widely supported it on platforms such as Binance, Ouyi and Coinbase; 3. First Digital USD (FDUSD) is an emerging compliant stablecoin, which has developed rapidly under the promotion of Binance and has gradually entered platforms such as Gate.io; 4. Dai (DA
What are public and private keys? How to manage key security in blockchain?
Jul 23, 2025 pm 11:51 PM
Public keys are used to receive assets and identity identification, private keys are used to sign and control assets. The two are based on asymmetric encryption technologies such as ECDSA. Private keys can be derived from public keys but vice versa. mainstream platforms such as Ouyi OKX adopts multiple signatures and cold storage, Binance uses hardware isolation and layered permissions, Huobi HTX implements hot and cold separation and whitelisting mechanisms, and Gate.io gate combines multiple signatures and distributed storage; public keys and private keys are used in blockchain for identity authentication, asset control and decentralized login; key security management suggestions include offline backup, anti-phishing, enabling multi-factor authentication and using multi-signature or MPC; among different management methods, single keys are at high risk, multiple signatures are suitable for teams, and hardware equipment is highly secure but costly.
Free market website app software collection Download the official version of currency circle market website
Jul 23, 2025 pm 09:28 PM
Binance provides comprehensive market and trading, with fast official website and app data and wide coverage; 2. OkX market tools are powerful, supporting spot and futures and other multi-product data; 3. Huobi (HTX) has stable data and simple interface, suitable for novices; 4. Gate.io has rich currency, which is conducive to tracking niche projects; 5. CoinMarketCap is an authoritative data aggregation platform, providing market value ranking and macro analysis; 6. CoinGecko is neutral and comprehensive, and includes fast new coins and provides community and developer indicators; 7. TradingView is a benchmark for technical analysis, integrating multi-exchange data, powerful chart functions, and all have free web pages and app versions for use.
The difference between Ethereum etc and eth What is the difference between Ethereum etc and eth
Jul 23, 2025 pm 09:34 PM
The core difference between ETH and ETC comes from the hard fork after the DAO incident in 2016. 1. ETH chose to recover losses through hard forks, adhere to the concept of pragmatism, and support blockchain variability to cope with crises; 2. ETC adheres to "code is law" and maintains the immutability of the original chain; 3. ETH has a huge and active developer ecosystem and PoS consensus, with high security and wide application; 4. ETC follows the PoW mechanism, has slow development, a small ecosystem, has encountered 51% attacks, and has weak market influence; 5. Both can be traded on mainstream exchanges such as Binance, Ouyi, Huobi, and Gate.io, among which ETH is the second largest crypto asset in the world, with liquidity and recognition far exceeding ETC.


