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What is WeChat Tenpay

青灯夜游
青灯夜游 Original
2022-10-11 10:40:53 150796browse

Tenpay is a third-party payment platform under Tencent Group. In 2011, it was approved by the Central Bank to obtain the first domestic payment license. Since its launch, it has been committed to providing safe and convenient services for Internet users and various enterprises. Online payment services; providing users with convenient mobile payment services through WeChat payment, QQ wallet, etc.

What is WeChat Tenpay

The operating environment of this tutorial: HarmonyOS 2.0 system, WeChat version 8.0.27, HONOR V30.

Tenpay is a third-party payment platform under Tencent Group. It has been committed to providing safe and convenient online payment services for Internet users and various enterprises. Since its launch, Tenpay has taken "safety and convenience" as the core of its products and services. It not only provides payment services for individual users, but also provides professional fund collection and payment solutions for corporate users.

Tenpay was approved by the central bank to obtain the first domestic payment license in 2011. Since its launch, Tenpay has been committed to providing users and enterprises with safe and convenient online payment services through WeChat Pay and QQ Wallet. etc. have brought convenient mobile payment services to users.

What is WeChat Tenpay

Development History

In May 2011, Tenpay obtained a third-party payment license and became the first group of companies to obtain payment from the central bank. Licensed enterprise

In August 2013, combined with WeChat, launched WeChat payment and deployed mobile payment

In the Spring Festival of 2014, WeChat red envelopes were launched. From New Year's Eve to 16:00 on the first day of the Lunar New Year, participate More than 5 million people grabbed red envelopes

During the 2015 Spring Festival, in cooperation with the CCTV Spring Festival Gala, the total number of WeChat red envelopes sent and received on New Year’s Eve reached 1.01 billion times

In December 2015, WeChat Pay and QQ Wallet mobile Monthly active accounts of payment services increased by more than 7 times year-on-year

In May 2016, the average daily number of mobile payment transactions for WeChat Pay and QQ Wallet exceeded 500 million

In December 2016, Finance The monthly active accounts and daily average number of payment transactions of PayTong mobile payment both exceeded 600 million

In the third quarter of 2017, the scale of TenPay mobile payment transactions grew rapidly, and the number of monthly offline payment transactions increased by 280% year-on-year.

In December 2017, the number of WeChat payment card-bound users supported by Tenpay exceeded 800 million, and the volume of offline mobile payment business transactions more than doubled year-on-year

In the second quarter of 2018, Tenpay The monthly active accounts of Tenpay's payment business exceeded 800 million, and the average daily transaction volume increased by more than 40% year-on-year

In December 2018, the number of transactions for the whole year of Tenpay exceeded 460 billion

2019 In September 2019, Tencent Financial Tong announced that the operating entity of the Financial Tong platform will be transferred from Tenpay to Shanghai Tengfu Financial Information Services Co., Ltd., a wholly-owned subsidiary of Tencent

In the fourth quarter of 2019, Tenpay Commercial Payment The average daily number of transactions exceeds 1 billion, the number of monthly active merchants exceeds 50 million, and the number of annual transactions exceeds 550 billion

On November 9, 2020, Lin Haifeng took over as the legal representative of Tenpay Payment Technology Co., Ltd.

In December 2020, Tenpay was fined 8.77 million yuan by the Shenzhen Central Branch of the Central Bank for violating relevant regulations on payment business

In the fourth quarter of 2020, Tenpay continued to carry out "anti-gambling Special anti-fraud management work

In June 2021, Tenpay and Tencent Financial Management jointly launched the "anti-fraud dish" in Qian Aunt Community Fresh Food Chain Store

In November 2021, the national anti-fraud The Fraud Center and Tenpay jointly released the "WeChat Moments Public Service Announcement" and launched an anti-fraud animated blockbuster

Expand knowledge:

The operating entity of Tenpay is Caipay Futong Payment Technology Co., Ltd. was established in 2006 with a registered capital of 1 billion yuan. Its legal representative is Lin Haifeng. Its major shareholder is the well-known Shenzhen Tencent Computer System Co., Ltd. (also known as Tencent), and its shareholding ratio is as high as 95%.

The full name of Tenpay mainly consists of four parts. The first part is the three characters "Tenpay", which represents its brand name and trademark; the second part is the two characters "pay" , indicating its main business; the third part is the word "technology", indicating that the company is a technology company, an Internet technology company; the fourth part is "limited company", indicating but the company's organization form.

Tenpay's payment business types include online payment, bank card acquiring and cross-border payment, and its customer types include individual customers and merchants.

Tenpay's online payment business types include quick payment, balance payment, etc., and its application products include WeChat transfer, barcode payment, wealth management, etc.

Tenpay's bank card acquiring business includes WeChat payment and mobile QQ wallet barcode payment, including payment scanning and payment scanning.

Tenpay's cross-border payment and international business is mainly cross-border e-commerce foreign exchange payment business.

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