Cloud QuickPass is a formal national platform; Cloud QuickPass is an app and a non-cash mobile transaction settlement tool. Under the guidance of the People's Bank of China, China UnionPay joins hands with commercial banks, A mobile payment platform that is jointly developed, constructed, maintained and operated by payment institutions and other industry parties.
#The operating environment of this tutorial: IOS15 system, Cloud QuickPass version 9.2.1, iPhone13 mobile phone.
Cloud QuickPass is an APP and a non-cash payment mobile transaction settlement tool. It is operated by China UnionPay under the guidance of the People's Bank of China. The mobile payment APP, which was jointly developed, constructed, maintained and operated by various commercial banks, payment institutions and other industry parties, was officially released on December 11, 2017.
Cloud QuickPass APP has three core functions: collection and payment, enjoying discounts, and card management. Cloud QuickPass APP, UnionPay Mobile QuickPass and UnionPay QR code payment are the three major mobile payment products of UnionPay.
Basic knowledge
As a new mobile unified entrance jointly created by all parties, the banking industry unified APP "Cloud Quick Pass" brings together the mobile payment of various institutions. With payment functions and privileges, we are committed to becoming a mobile payment manager that saves money and worries for consumers. Consumers can bind and manage various bank accounts through the "Cloud QuickPass" APP, and use the mobile payment services and preferential rights of various banks.
First of all, the UnionPay risk system integrates the cardholder’s physical UnionPay card information, mobile device information and other risk rating information to ensure the cardholder’s security during the application and use process.
Secondly, based on the characteristics of mobile device networking, UnionPay provides remote management services for Cloud QuickPass products, and remotely manages Cloud QuickPass products that may have risks to protect the rights and interests of cardholders.
Thirdly, in terms of security, Cloud QuickPass products apply security technology, improve business processing rules, introduce mechanisms such as risk compensation and advance payment, and provide 72-hour card loss protection services. In the event of individual unexpected risk events , can quickly solve the user's capital loss problem and protect the user's legitimate rights and interests.
Expand knowledge
As a unified APP for the banking industry, the “Cloud QuickPass” APP has powerful cross-bank bank card management services. The UnionPay APP supports the binding of all domestic UnionPay cards and can manage 15 UnionPay cards at one time. The [Card Management] channel has created a bank card closed-loop service. Users can complete professional financial services such as card application, inter-bank bank card transaction management, balance inquiry, bill inquiry, credit card repayment, accounting, etc. in the UnionPay APP.
1. One-stop query of debit card balance
Use the UnionPay APP to query the balance information of all bound debit cards in one stop.
One-stop inquiry of Cloud QuickPass debit card balance
One-stop inquiry of Cloud QuickPass debit card balance
2. 0 transfer fee
Supports transfers to bank cards, transfers to UnionPay APP accounts, face-to-face transfers by scanning personal payment codes, etc. All forms of transfers are free of fees, and you can draw red envelopes after the transfer.
3. Credit card bill check
The user clicks on any bound credit card to display bill information such as "repayment date", "remaining repayment due in the current period", "minimum repayment due", etc. When the bound credit card bill changes, the UnionPay APP will provide real-time reminders.
4. 0 handling fee for credit card repayment
Cloud QuickPass APP supports credit card repayment from all major banks, and the repayment amount can be automatically filled in during repayment. There is no handling fee for credit card repayments made through the UnionPay APP, and repayments are basically realized in real time to avoid overdue risks.
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