PHP는 Luhn 알고리즘을 사용하여 신용 카드 번호가 유효한지 확인합니다.

$numbers = "49927398716 49927398717 1234567812345678 1234567812345670";
foreach (split(' ', $numbers) as $n)
  echo "$n is ", luhnTest($n) ? &#39;valid&#39; : &#39;not valid&#39;, &#39;</br>&#39;;
 
function luhnTest($num) {
  $len = strlen($num);
  for ($i = $len-1; $i >= 0; $i--) {
    $ord = ord($num[$i]);
    if (($len - 1) & $i) {
      $sum += $ord;
    } else {
      $sum += $ord / 5 + (2 * $ord) % 10;
    }
  }   
  return $sum % 10 == 0;
}

function luhn_test($num) {
    $str = '';
    foreach( array_reverse( str_split( $num ) ) as $i => $c ) $str .= ($i % 2 ? $c * 2 : $c );
    return array_sum( str_split($str) ) % 10 == 0;
}
foreach (array('49927398716','49927398717','1234567812345678','1234567812345670') as $n)
echo "$n is ", luhn_test($n) ? &#39;valid&#39; : &#39;not valid&#39;, "</br>\n";