SVG와 CSS를 사용하여 테두리가 있는 물결 모양을 만드는 방법은 무엇입니까?

<div class="container">
  <div class="text">
    <p>Lorem ipsum dolor sit amet, consectetur adipisicing elit. Voluptates nam fuga eligendi ipsum sed ducimus quia adipisci unde atque enim quasi quidem perspiciatis totam soluta tempora hic voluptatem optio perferendis.</p>
  </div>
</div>
<svg class="panel" width="200" height="54">
  <path d="M0,0 h7 q9,3 12.5,10 l13,30 q3.2,10 13,10 h157 v-50z" fill="white" />
  <path transform="translate(0, -0.5)" d="M0,2 h7 q10,2 13,10 l13,30 q3,9 13,10 h157" fill="none" stroke="#B4CAD8" stroke-width="4" />
  <text x="110.5" y="25" text-anchor="middle">This is a panel</text>
</svg>

body {
  background: #007FC1;
}
.container {
  border-bottom: 4px solid #B4CAD8;
}
.container {
  background-color: #fff;
  z-index: -1;
}
.container > .text {
  padding: 0.5em;
}
.panel {
  position: relative;
  float: right;
  margin-top: -4px;
}